small business dental insurance

                       Small business dental insurance

Small business dental insurance is available to small businesses with 2 or more employees.  There are two types of dental insurance plans. 

1. DMO - are plans where the member chooses a dentist from a list of dentists.  These plans are the lowest cost and typically have the best benefits.  The downside to the DMO is the list of dentists is very limited.

2. PPO - The PPO plans usually have very large panels of dentisits to choose from and also allow the member to choose a dentist out of the plan.  The downside to the PPO is the benefit is typically capped at $1000, $1500 or $2000 per year per member.  Also, If it is a virgin plan for a business, the plan will not cover major services for the first year.

NYsmallgroupplans offers dental plans from:

1. Rayant
2. Guardian
3. Executive Dental and Vision
4. Cigna
5. Aetna
6. United Concordia
7. Oxford Benefit Management
8. UnitedHealthCare
9. EmblemHealth
10. Delta Dental
11. Healthplex
12. Met Life


Contact Cliff Grekin for a free no obligation quote.  631-963-6020  or email cgrekin91@aol.com